Getting a loan has never been so quick & hassle free
Grow your business with minimal documentation and quick approvals.
Equipment Finance
Take the advantage of our finance options to acquire equipment that may be critical for your business. Our unique SME loans are designed to cater to your unique needs; be it for equipment leasing or other refinancing options.
- Finance amount: Up to Rs. 40 Cr
- Margin requirement: Flexible
- Tenure: 6 months to 5 years
- Security: Normal asset cover of 1.5 times
Industrial Project Finance
With easily available financial aid at your disposal, it's possible to finance your long-term infrastructure or industrial and other major projects with comfortable repayment terms based on the project assessment.
- Finance amount: Up to Rs. 40 Cr
- Margin requirement: Depends on customer profile
- Tenure: Up to 6 years
- Security: Normal asset cover of 1.5 times
Corporate Loans
We have a wide array of financial options available to suit your distinct needs. Our corporate loans are designed to iron out your interim financial needs catering to various corporate and business needs.
- Finance amount: Up to Rs. 25 Cr
- Tenure: 1 year to 5 years
- Security: Normal asset cover of 1.5 times
Secured Business Loans
If you're looking to propel your new business or further enhance the output of your existing one, our secured business loan is the right choice.
- Finance amount: Based on the valuation of property
- Tenure: Up to 7 years linked to the business cycle
- Security: Normal asset cover of 1.5 times
Lease Rental Discounting
Our offering evaluates existing property by providing discounting of rental for reputed customers. This improves the liquidity for your business in tier 1 and tier 2 for general corporate purposes.
- Finance amount: Up to Rs. 25crs
- Tenure: 6 years
- Security: Mortgage of the property under lease
Short Term Loans
This is a term loan for a period less than one year to meet your working capital requirements.
- Finance amount: Up to Rs. 25 Cr
- Margin Requirement: Flexible
- Tenure: Up to 12 months
- Security: Normal asset cover of 1.25 times
Bill Discounting
This facility discounts sales bills of reputed customers which in turn, helps in reducing the cash cycle for the business, freeing up cash for working capital, business funding and other requirements.
- Finance amount: Up to Rs. 40 Cr
- Validity: Up to 12 months
Revolving Short Terms Loans
This is the suitable product for the recurring working capital requirement. You have the flexibility to draw down in installments as per requirement. Each drawn amount is repayable after 2-3 months. You can draw down any number of times till your current outstanding is within the sanctioned limit. This product has the flexibility to meet seasonal demands of higher inventory.
- Annually reviewed
- Cycle of 30-60 days
Financial Management Solutions
We offer expert advisory services to our SME clients to enable sound financial planning. The purpose is to help you understand and plan credit and financial strategies for your business so that you can make informed decisions. We offer solutions covering a wide range of areas such as:
- Loan structuring
- Cash position improvement and interest cost reduction
- Government’s incentives available for the sector
Risk Management Solutions
We also have in-house expertise on risk mitigation strategy through optimal insurance solutions. The purpose is to create a balanced strategy to handle business and event risk mitigation. The Risk Mitigation solutions offered through our subsidiary Mahindra Insurance Brokers Ltd. are briefly listed below: Advice on:
- Insurance features matched to business requirement
- Insurance cover optimization
- Insurance cost reduction